Former President Donald Trump has introduced one of the most ambitious domestic policy proposals of his political career—an initiative called “Trump Accounts” that aims to give every child born within a four-year window a $1,000 investment account funded by the federal government. Supporters see it as a visionary step toward generational wealth-building, while critics warn of steep costs and long-term political challenges.
What the Plan Entails
During a White House press conference, Trump announced that all U.S. citizens born between January 1, 2025, and December 31, 2028 would automatically receive an account seeded with $1,000. The money would be invested in a stock market–tracking fund, with parents or guardians able to contribute up to $5,000 per year.
“These accounts are about families, prosperity, and the future,” Trump said. “Every child deserves a stake in the greatest economy in the world—right from day one.”
The accounts are designed to grow tax-deferred, much like retirement plans, allowing families to build long-term wealth that could eventually fund higher education, a first home, or even a business venture.
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