Donald Trump’s newest economic proposal has hit the country like a bolt of electricity, setting off arguments, excitement, disbelief, and a long list of unanswered questions. The idea is bold, dramatic, and unmistakably Trump: create “Trump Accounts,” government-funded investment portfolios assigned to every American newborn within a defined four-year period. The goal? Give the next generation a financial launchpad unlike anything the U.S. has ever attempted.
Under the proposal, each newborn would automatically receive a $1,000 investment account funded by taxpayer dollars. This isn’t a savings account or a traditional government bond—this money goes straight into the stock market. From day one, the account begins compounding, riding the same waves of gains and losses as Wall Street itself. By the time a child turns eighteen, the hope is that the account has grown into a meaningful asset—something a young adult could use for education, a down payment, a business idea, or simply surviving the relentless cost of living.
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